NZ Student Visa Funds Calculator

Calculate the exact amount of liquid cash you need to show Immigration New Zealand for your student visa application.

Visa Application Details

What type of student are you?

Course Duration (Months)

12 Months (1+ Year)

Note: You only need to show living costs for the first year (12 months) of your studies, even if your course is longer.

First Year Tuition Fees (NZD)

Tuition is PaidI have already paid my first year fees to the institution.

Have Return FlightI already purchased a return ticket out of NZ.

How much money do I need to study in New Zealand?

As of 2024, tertiary (university) students must prove they have $20,000 NZD per year for living expenses. Primary or secondary school students need $17,000 NZD per year. You must also prove you have enough to cover your first year's tuition and a return flight home.

Can I show the funds in my local currency?

Yes. Immigration New Zealand accepts funds in any easily traded currency, provided the converted amount matches the required NZD threshold at the time of application.

Do I need to pay my tuition fees before applying?

You do not necessarily have to pay them before applying, but if you haven't, you must prove you have the liquid cash in your bank account to pay the full first-year tuition in addition to your living costs.

Who can sponsor my student visa?

A sponsor must be a friend, family member, or organization willing to guarantee your financial support. They must complete an INZ sponsorship form and provide their own bank statements to prove they have the required funds.

Total Funds Required

$21,500NZD

Living Costs Requirement$20,000

Outstanding TuitionSettled

Return Flight Equivalent$1,500

These funds must be in a bank account in your name (or your financial guarantor's name). INZ will review 6 months of bank statements to ensure the money is genuinely available to you.