MOE Tuition Grant ROI Calculator
Calculate the exact savings, bond liabilities, and 3-year ROI of the Singapore MOE Tuition Grant.
University Fee Details
This is used to project your gross earnings during the mandatory 3-year bond period.
Breaking the Bond
If you accept the grant and fail to serve your 3-year work bond in Singapore, you must pay Liquidated Damages to the MOE. This equals your Total Subsidy Amount (S$58,000) PLUS 10% compound interest per year.
What is the MOE Tuition Grant?
The MOE Tuition Grant is a subsidy provided by the Singapore Government (Ministry of Education) to help students manage the cost of full-time tertiary education in Singapore. For international students, it significantly reduces annual tuition fees.
What is the catch for international students?
In exchange for the grant, international students must sign a Tuition Grant Agreement. This bond legally obligates you to work for a Singapore-registered entity for 3 years immediately upon graduation.
What happens if I break the bond?
If you fail to serve the 3-year work bond (e.g., you move back home or go to another country for a master's degree without deferment), you will be liable to pay Liquidated Damages. This is calculated as the total grant amount you received, plus a 10% per annum compound interest.
Do I have to find the job myself?
Yes. The Singapore government does not guarantee employment. It is your responsibility to secure a job with a Singapore-registered company after graduation to fulfill your bond.
Total Subsidy Saved
S$58,000
Over 4 Years of Study
Full Degree CostS$128,000
Subsidized CostS$70,000
3-Year Bond Projection
Gross Salary (3 Years)S$162,000
Net Financial Position (After 3 Yrs)
With Grant:+ S$92,000
Without Grant:+ S$34,000