UKVI Student Visa Funds
Calculate the exact £ amount you must hold in your bank account for 28 consecutive days to avoid a UK visa rejection.
Course & Location Details
London requires £1,334/mo. Outside requires £1,023/mo.
UKVI caps maintenance at 9 months.
Fees & Deposits Paid
Only counts if paid directly to your university for university-owned housing. Maximum deduction allowed is £1,334.
Total Required in Bank
£27,006
Unpaid Tuition:£15,000
Maintenance Cost:£12,006
Accom. Deduction:-£0
Total:£27,006
The 28-Day Rule
This exact balance (£27,006) must sit in your bank account for 28 consecutive days. If it drops by even £1 on day 15, the clock resets.
Currency Exchange Risk
If your bank account is not in GBP, UKVI will convert it using OANDA on the date of your application. Add a 5% buffer to protect against daily currency fluctuations.
Frequently Asked Questions
How much bank balance is required for a UK student visa?
You must show enough money to cover your unpaid tuition fees for one academic year, PLUS your living costs. For living costs, if you study in London, you need £1,334 per month (up to 9 months). If you study outside London, you need £1,023 per month (up to 9 months).
What is the 28-day rule for a UK visa?
The '28-day rule' is a strict UKVI requirement. The total required funds (tuition + maintenance) must be sitting in your bank account for 28 consecutive days without dropping below the required amount for even a single day. The bank statement you submit must be dated within 31 days of your visa application.
Does an accommodation deposit count towards UK visa maintenance?
Yes, but it is capped. If you have paid a deposit to your university for university-owned accommodation, you can deduct that amount from your maintenance requirement, up to a strict maximum of £1,334. If you paid a £2,000 deposit, only £1,334 can be deducted.
How many months bank statement is required for a UK student visa?
You must provide a bank statement that covers at least a 28-day period. However, many students provide a full 1-month or 3-month statement to easily prove the funds have been held for the required 28 consecutive days.